United Kingdom · 2026/27 tax year

Free UK calculators and file tools

Quick answers to everyday money questions, using this year's official UK rates, and simple tools for your photos and PDFs. No sign-up, and your files never leave your device.

  • 26 money calculators
  • 10 file tools
  • No sign-up
  • Updated October 2026

UK money calculators

Using 2026/27 rates from HMRC and GOV.UK

Pay and salary

Take-home pay calculatorYour monthly pay after tax, NI, student loan and pension.Pay rise calculatorHow much of a pay rise you actually keep after tax.Salary ↔ hourly converterConvert pay between hourly, daily, weekly, monthly and yearly.Pro rata salary calculatorPart-time pay from a full-time equivalent salary.Overtime calculatorYour weekly pay with time and a half or double time.Redundancy pay calculatorStatutory redundancy pay from your age, service and pay.Sick pay (SSP) calculatorSSP for your days off sick under the 2026 rules.Mileage allowance calculatorHMRC's new 55p a mile rate and how much relief you can claim.Holiday entitlement calculatorStatutory annual leave for full-time, part-time and irregular hours.Maternity pay calculatorStatutory Maternity Pay week by week, with the 2026/27 rate.

Tax

Self-employed tax calculatorIncome tax and Class 4 NI on your profits, and what to set aside.Dividend tax calculatorTax on dividends with the new 2026/27 rates and £500 allowance.VAT calculatorAdd or remove 20% or 5% VAT from any price.Capital gains tax calculatorTax on selling shares, a second home or other assets.Inheritance tax calculatorIHT on an estate, with the home and spouse allowances.Child benefit calculatorChild Benefit and the High Income Child Benefit Charge.

Home and property

Stamp duty calculatorSDLT for first-time buyers, home movers and second homes.How much can I borrow?How much you could borrow for a mortgage, based on income.

Loans and credit

Student loan calculatorMonthly repayments for every UK student loan plan.Loan & mortgage calculatorMonthly repayments, total interest and a year-by-year schedule.Car finance calculatorMonthly payments and total cost of a car loan or HP deal.Credit card repayment calculatorHow long it takes to clear a card, and the interest you pay.

Savings and retirement

Compound interest calculatorHow your savings grow with interest and regular deposits.Savings goal calculatorHow much to save each month to reach a target.Pension calculatorWhat your pension pot could be worth when you retire.

Everyday maths

Percentage calculatorPercent of, percentage change, increase and decrease.

File and text tools

Private: everything runs in your browser

Image compressorShrink photos and resize them, without uploading.Image resizerResize a photo to exact pixels or a percentage.JPG to PDFTurn photos and scans into a single PDF.PDF to JPGSave each page of a PDF as a JPG image.Merge PDFJoin several PDFs into one file, privately.Split PDFExtract pages or split a PDF into single pages.Rotate PDFTurn sideways or upside-down pages the right way up.Add page numbers to PDFNumber the pages of any PDF in seconds.QR code generatorQR codes for links, Wi-Fi and text that never expire.Word counterWords, characters, sentences and reading time.

Why people use NexoraWire

Always up to date

Every calculator uses the current official rates, and each page shows when it was last checked.

Private by design

File tools work entirely in your browser. Your photos and documents are never uploaded.

Fast and free

No accounts, no paywalls and no waiting. Share your results with a link.