Canada · 2026 rates

Free Canadian money calculators for every province

Quick answers to everyday money questions in Canada, using the 2026 rates published by the Canada Revenue Agency and each province. No sign-up and nothing to install.

  • All 13 provinces and territories
  • Includes July 2026 changes
  • No sign-up

Canadian money calculators

2026 rates from the CRA and each province

Pay and salary

Take-home pay calculatorYour pay after federal and provincial tax, CPP and EI.Salary ↔ hourly converterConvert pay between hourly, weekly, monthly and yearly.Overtime calculatorYour weekly pay with time and a half overtime.EI benefits calculatorYour weekly Employment Insurance payment.

Tax

GST/HST calculatorAdd or remove GST, HST, PST or QST for any province.Canada Child Benefit calculatorYour CCB for July 2026 to June 2027.

Home and property

Mortgage calculatorPayments with CMHC insurance, any payment frequency.How much house can I afford?The home price you could qualify for, with the stress test.Land transfer tax calculatorOntario, Toronto, BC and more, with first-time buyer rebates.

Loans and credit

Car loan calculatorMonthly car payments including sales tax and trade-in.Credit card payoff calculatorHow long it takes to pay off a card, and the interest.Loan calculatorMonthly payments and total interest on any loan.

Savings and retirement

Savings goal calculatorHow much to save each month to reach a target.Retirement calculatorWhat your RRSP and retirement savings could grow to.RRSP tax savings calculatorHow much tax an RRSP contribution saves you.TFSA contribution roomHow much you can put in your TFSA in 2026.Compound interest calculatorHow your savings grow with interest and regular deposits.

Everyday maths

Tip calculatorWork out the tip and split the bill between friends.

File and text tools

Work anywhere, everything runs in your browser

Image compressorShrink photos and resize them, without uploading.Image resizerResize a photo to exact pixels or a percentage.JPG to PDFTurn photos and scans into a single PDF.PDF to JPGSave each page of a PDF as a JPG image.Merge PDFJoin several PDFs into one file, privately.Split PDFExtract pages or split a PDF into single pages.Rotate PDFTurn sideways or upside-down pages the right way up.Add page numbers to PDFNumber the pages of any PDF in seconds.QR code generatorQR codes for links, Wi-Fi and text that never expire.Word counterWords, characters, sentences and reading time.

Up to date for 2026

Every Canadian calculator here uses the 2026 federal and provincial rates from the CRA's payroll deductions formulas (guide T4127), including the changes that took effect on July 1, 2026 in British Columbia, Newfoundland and Labrador and Prince Edward Island. Quebec income tax uses Revenu Québec's 2026 rates.